Analyzing OneSavings Bank (OSVBF) and Its Rivals

OneSavings Bank (OTCMKTS: OSVBF) is one of 140 public companies in the “National commercial banks” industry, but how does it contrast to its competitors? We will compare OneSavings Bank to similar businesses based on the strength of its valuation, dividends, profitability, earnings, analyst recommendations, risk and institutional ownership.

Institutional and Insider Ownership

50.7% of shares of all “National commercial banks” companies are owned by institutional investors. 9.9% of shares of all “National commercial banks” companies are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares OneSavings Bank and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
OneSavings Bank N/A N/A N/A
OneSavings Bank Competitors 22.09% 10.93% 1.15%

Analyst Ratings

This is a summary of recent ratings for OneSavings Bank and its competitors, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneSavings Bank 0 0 0 0 N/A
OneSavings Bank Competitors 1377 5678 5124 259 2.34

As a group, “National commercial banks” companies have a potential upside of 27.04%. Given OneSavings Bank’s competitors higher possible upside, analysts plainly believe OneSavings Bank has less favorable growth aspects than its competitors.

Risk & Volatility

OneSavings Bank has a beta of 0.14, indicating that its stock price is 86% less volatile than the S&P 500. Comparatively, OneSavings Bank’s competitors have a beta of 0.86, indicating that their average stock price is 14% less volatile than the S&P 500.

Valuation & Earnings

This table compares OneSavings Bank and its competitors gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
OneSavings Bank $419.25 million $163.54 million 6.39
OneSavings Bank Competitors $7.32 billion $1.28 billion 13.73

OneSavings Bank’s competitors have higher revenue and earnings than OneSavings Bank. OneSavings Bank is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

OneSavings Bank competitors beat OneSavings Bank on 10 of the 10 factors compared.

About OneSavings Bank

OneSavings Bank Plc operates as a specialist lender and retail savings company in the United Kingdom and the Channel Islands. The company operates through two segments, Buy-to-Let/SME and Residential Mortgages. It offers fixed, notice, easy access, and regular savings products, including ISAs. The company also provides buy to let and commercial mortgages, as well as development loans to small and medium sized developers of residential property; first charge, second charge, and shared ownership residential mortgage loans; and personal and secured loans, as well as funding lines to non-bank finance companies secured against portfolios of financial assets, principally mortgages and leases. It sells its products primarily under the Kent Reliance, InterBay Commercial, Prestige Finance, Guernsey Home Loans, Jersey Home Loans, osbIndia, and Heritable Development Finance brands. OneSavings Bank Plc was founded in 1847 and is headquartered in Chatham, the United Kingdom.

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