SB Financial Group (NASDAQ: SBFG) is one of 261 publicly-traded companies in the “State commercial banks” industry, but how does it contrast to its peers? We will compare SB Financial Group to similar businesses based on the strength of its dividends, institutional ownership, profitability, analyst recommendations, earnings, risk and valuation.
This is a summary of current ratings and target prices for SB Financial Group and its peers, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|SB Financial Group||0||0||1||0||3.00|
|SB Financial Group Competitors||1540||5816||4787||274||2.31|
Risk and Volatility
SB Financial Group has a beta of 0.69, suggesting that its share price is 31% less volatile than the S&P 500. Comparatively, SB Financial Group’s peers have a beta of 0.64, suggesting that their average share price is 36% less volatile than the S&P 500.
SB Financial Group pays an annual dividend of $0.34 per share and has a dividend yield of 1.9%. SB Financial Group pays out 23.1% of its earnings in the form of a dividend. As a group, “State commercial banks” companies pay a dividend yield of 2.2% and pay out 35.9% of their earnings in the form of a dividend. SB Financial Group has increased its dividend for 2 consecutive years.
Earnings & Valuation
This table compares SB Financial Group and its peers gross revenue, earnings per share and valuation.
|Gross Revenue||Net Income||Price/Earnings Ratio|
|SB Financial Group||$49.70 million||$11.06 million||12.18|
|SB Financial Group Competitors||$1.48 billion||$241.30 million||17.62|
SB Financial Group’s peers have higher revenue and earnings than SB Financial Group. SB Financial Group is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.
Insider and Institutional Ownership
45.3% of SB Financial Group shares are held by institutional investors. Comparatively, 46.7% of shares of all “State commercial banks” companies are held by institutional investors. 3.9% of SB Financial Group shares are held by company insiders. Comparatively, 11.6% of shares of all “State commercial banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
This table compares SB Financial Group and its peers’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|SB Financial Group||23.37%||11.01%||1.20%|
|SB Financial Group Competitors||20.16%||8.85%||0.89%|
SB Financial Group peers beat SB Financial Group on 8 of the 15 factors compared.
About SB Financial Group
SB Financial Group, Inc., through its subsidiaries, provides range of banking and wealth management services to individual and corporate customers primarily in northwest Ohio and northeast Indiana. It accepts deposits, such as checking accounts, savings accounts, money market accounts, demand deposits, and time certificates of deposit. The company's loan products include commercial and agricultural, commercial real estate, residential mortgage, and consumer loans. It also offers personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, Internet banking, automatic teller machine, private client group, and other personalized banking services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. In addition, the company sells various insurance products to retail and commercial customers. It operates 19 banking centers located within the Ohio counties of Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams; 1 banking center located in Allen County, Indiana; and 7 loan production offices located in Cuyahoga, Franklin, Lucas, and Seneca Counties, Ohio, as well as Kosciusko and Steuben County, Indiana and Monroe County, Michigan. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was founded in 1983 and is based in Defiance, Ohio.
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