Head to Head Survey: Eagle Bancorp (EGBN) and Bridgewater Bancshares (BWB)

Eagle Bancorp (NASDAQ:EGBN) and Bridgewater Bancshares (NASDAQ:BWB) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, valuation, earnings, institutional ownership, risk, analyst recommendations and profitability.

Profitability

This table compares Eagle Bancorp and Bridgewater Bancshares’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Eagle Bancorp 31.06% 13.67% 1.75%
Bridgewater Bancshares N/A N/A N/A

Valuation and Earnings

This table compares Eagle Bancorp and Bridgewater Bancshares’ top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Eagle Bancorp $353.41 million 4.95 $100.23 million $3.35 15.21
Bridgewater Bancshares N/A N/A N/A N/A N/A

Eagle Bancorp has higher revenue and earnings than Bridgewater Bancshares.

Institutional & Insider Ownership

69.5% of Eagle Bancorp shares are held by institutional investors. Comparatively, 33.1% of Bridgewater Bancshares shares are held by institutional investors. 7.7% of Eagle Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Eagle Bancorp and Bridgewater Bancshares, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Eagle Bancorp 0 0 4 0 3.00
Bridgewater Bancshares 0 0 2 0 3.00

Eagle Bancorp currently has a consensus price target of $69.81, suggesting a potential upside of 37.02%. Bridgewater Bancshares has a consensus price target of $15.25, suggesting a potential upside of 16.68%. Given Eagle Bancorp’s higher probable upside, analysts plainly believe Eagle Bancorp is more favorable than Bridgewater Bancshares.

Summary

Eagle Bancorp beats Bridgewater Bancshares on 8 of the 8 factors compared between the two stocks.

Eagle Bancorp Company Profile

Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. It accepts business and personal checking, NOW, tiered savings, and money market accounts, as well as individual retirement and investment sweep accounts; and time deposits. The company also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; residential mortgage loans; and real estate secured loans. In addition, it provides online and mobile banking services; other services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, it provides commercial and retail insurance products through a referral arrangement. The company serves sole proprietorships, small and medium-sized businesses, partnerships, corporations, non-profit organizations, associations, and individuals, as well as investors. It operates 20 banking offices comprising 6 in Suburban Maryland, 5 in the District of Columbia, and 9 in Northern Virginia. Eagle Bancorp, Inc. was founded in 1997 and is headquartered in Bethesda, Maryland.

Bridgewater Bancshares Company Profile

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high-net-worth individuals in the United States. It offers saving and money market, time, interest and noninterest bearing transaction, and brokered deposits. The company also provides commercial loans to sole proprietorships, partnerships, corporations, and other business enterprises to finance accounts receivable or inventory, capital assets, or other business related purposes; construction and land development loans; 1-4 family mortgage loans; multifamily lending products; owner and non-owner occupied commercial real estate loans; and consumer and other loans. It operates through six branches in Minnesota. The company was founded in 2005 and is headquartered in Bloomington, Minnesota.

Receive News & Ratings for Eagle Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Eagle Bancorp and related companies with MarketBeat.com's FREE daily email newsletter.

Leave a Reply