Head to Head Contrast: LexinFintech (LX) versus Its Competitors

LexinFintech (NASDAQ: LX) is one of 30 publicly-traded companies in the “Nondepository credit institutions” industry, but how does it compare to its competitors? We will compare LexinFintech to similar businesses based on the strength of its institutional ownership, valuation, profitability, earnings, analyst recommendations, dividends and risk.

Analyst Recommendations

This is a summary of current ratings and target prices for LexinFintech and its competitors, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech 0 1 2 0 2.67
LexinFintech Competitors 189 780 1014 48 2.45

LexinFintech presently has a consensus target price of $20.27, suggesting a potential upside of 101.46%. As a group, “Nondepository credit institutions” companies have a potential upside of 14.45%. Given LexinFintech’s stronger consensus rating and higher probable upside, analysts plainly believe LexinFintech is more favorable than its competitors.

Valuation & Earnings

This table compares LexinFintech and its competitors revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
LexinFintech $857.97 million $36.94 million 45.73
LexinFintech Competitors $4.31 billion $615.35 million 18.03

LexinFintech’s competitors have higher revenue and earnings than LexinFintech. LexinFintech is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Institutional & Insider Ownership

6.9% of LexinFintech shares are owned by institutional investors. Comparatively, 56.9% of shares of all “Nondepository credit institutions” companies are owned by institutional investors. 15.4% of shares of all “Nondepository credit institutions” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares LexinFintech and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
LexinFintech N/A N/A N/A
LexinFintech Competitors 12.04% -58.79% -6.91%

LexinFintech Company Profile

LexinFintech Holdings Ltd., through its subsidiaries, operates as an online consumer finance platform for young adults in the People's Republic of China. The company operates Fenqile, an online consumer finance platform that offers personal installment loans, installment purchase loans, and other loan products, as well as Le Card credit line. It also matches customer loans with diversified funding sources, including individual investors on its Juzi Licai online investment platform, institutional funding partners in its direct lending programs, and investors of its asset-backed securities. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China.

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