S & T Bancorp (NASDAQ: STBA) is one of 200 publicly-traded companies in the “Commercial Banks” industry, but how does it compare to its competitors? We will compare S & T Bancorp to similar businesses based on the strength of its earnings, dividends, institutional ownership, risk, valuation, profitability and analyst recommendations.
Risk & Volatility
S & T Bancorp has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500. Comparatively, S & T Bancorp’s competitors have a beta of 0.75, suggesting that their average share price is 25% less volatile than the S&P 500.
This is a breakdown of current recommendations and price targets for S & T Bancorp and its competitors, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|S & T Bancorp||0||3||0||0||2.00|
|S & T Bancorp Competitors||405||2993||2398||71||2.36|
S & T Bancorp presently has a consensus target price of $39.00, suggesting a potential downside of 2.03%. As a group, “Commercial Banks” companies have a potential upside of 6.38%. Given S & T Bancorp’s competitors stronger consensus rating and higher probable upside, analysts plainly believe S & T Bancorp has less favorable growth aspects than its competitors.
S & T Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 2.2%. S & T Bancorp pays out 37.8% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.9% and pay out 35.5% of their earnings in the form of a dividend.
Insider and Institutional Ownership
55.2% of S & T Bancorp shares are owned by institutional investors. Comparatively, 46.9% of shares of all “Commercial Banks” companies are owned by institutional investors. 2.7% of S & T Bancorp shares are owned by insiders. Comparatively, 11.8% of shares of all “Commercial Banks” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Earnings and Valuation
This table compares S & T Bancorp and its competitors top-line revenue, earnings per share and valuation.
|Gross Revenue||Net Income||Price/Earnings Ratio|
|S & T Bancorp||$282.41 million||$71.39 million||17.09|
|S & T Bancorp Competitors||$338.81 million||$71.86 million||21.15|
S & T Bancorp’s competitors have higher revenue and earnings than S & T Bancorp. S & T Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.
This table compares S & T Bancorp and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|S & T Bancorp||26.44%||9.41%||1.15%|
|S & T Bancorp Competitors||20.40%||8.68%||0.92%|
S & T Bancorp competitors beat S & T Bancorp on 9 of the 15 factors compared.
About S & T Bancorp
S&T Bancorp, Inc. (S&T) is a bank holding company. The Company operates through three segments: Community Banking, Wealth Management and Insurance. The Community Banking segment offers services, which include accepting time and demand deposits, and originating commercial and consumer loans. The Wealth Management segment offers brokerage services, serves as executor and trustee under wills and deeds and as guardian and custodian of employee benefits and provides other trust services. In addition, it is a registered investment advisor that manages private investment accounts for individuals and institutions. The insurance segment includes an insurance agency offering commercial property and casualty insurance, group life and health coverage, employee benefit solutions and personal insurance lines. The Company’s subsidiaries include S&T Bank, 9th Street Holdings, Inc. and STBA Capital Trust I.
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