Comparing Eastern Virginia Bankshares (EVBS) and National Bank (NBHC)

Eastern Virginia Bankshares (NASDAQ: EVBS) and National Bank (NYSE:NBHC) are both financials companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, valuation, dividends, earnings, institutional ownership, analyst recommendations and risk.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Eastern Virginia Bankshares and National Bank, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Eastern Virginia Bankshares 0 1 0 0 2.00
National Bank 0 3 1 0 2.25

Eastern Virginia Bankshares currently has a consensus price target of $11.00, suggesting a potential downside of 0.09%. National Bank has a consensus price target of $35.00, suggesting a potential upside of 5.84%. Given National Bank’s stronger consensus rating and higher possible upside, analysts plainly believe National Bank is more favorable than Eastern Virginia Bankshares.

Dividends

Eastern Virginia Bankshares pays an annual dividend of $0.12 per share and has a dividend yield of 1.1%. National Bank pays an annual dividend of $0.36 per share and has a dividend yield of 1.1%. Eastern Virginia Bankshares pays out 38.7% of its earnings in the form of a dividend. National Bank pays out 28.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Institutional and Insider Ownership

44.2% of Eastern Virginia Bankshares shares are owned by institutional investors. Comparatively, 95.7% of National Bank shares are owned by institutional investors. 4.8% of Eastern Virginia Bankshares shares are owned by company insiders. Comparatively, 7.6% of National Bank shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Earnings & Valuation

This table compares Eastern Virginia Bankshares and National Bank’s revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Eastern Virginia Bankshares N/A N/A N/A $0.31 35.52
National Bank $200.48 million 4.43 $23.06 million $1.25 26.46

National Bank has higher revenue and earnings than Eastern Virginia Bankshares. National Bank is trading at a lower price-to-earnings ratio than Eastern Virginia Bankshares, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Eastern Virginia Bankshares and National Bank’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Eastern Virginia Bankshares 13.18% 4.20% 0.50%
National Bank 17.13% 6.40% 0.74%

Summary

National Bank beats Eastern Virginia Bankshares on 11 of the 12 factors compared between the two stocks.

About Eastern Virginia Bankshares

Eastern Virginia Bankshares, Inc. is a bank holding company. The Company operates through its bank subsidiary, EVB (the Bank). EVB is a community bank focusing on small to medium-sized businesses and consumers in its coastal plain markets and the emerging suburbs outside of the Richmond, Tidewater, and southern Virginia areas. The Company provides general commercial financial services to customers located in the geographic areas of its retail branch network. It provides a range of personal and commercial banking services, including commercial, consumer and real estate loans. Its investment securities include agency residential mortgage-backed securities, agency commercial mortgage-backed securities, and state and political subdivisions. The Company offers a range of retail and commercial deposit products and fee-based services. Its deposits include demand deposits, savings and money market accounts, and time deposits.

About National Bank

National Bank Holdings Corporation (NBH) is a bank holding company. Through Bank Midwest, N.A. (Bank Midwest), NBH’s primary business is to offer a range of products and financial services to both its commercial and consumer customers, located in Kansas, Missouri and Colorado. The Company offers an array of lending products to cater to the customers’ needs, including, but not limited to, small business loans, equipment loans, term loans, asset-backed loans, letters of credit, commercial lines of credit, residential mortgage loans, home equity and consumer loans. It also offers traditional depository products, including commercial and consumer checking accounts, non-interest-bearing demand accounts, money market deposit accounts, savings accounts and time deposit accounts and cash management services. As of December 31, 2011, it operated a network of 103 full-service banking centers, with the majority of those banking centers located in the Kansas City region and Colorado.

Receive News & Ratings for Eastern Virginia Bankshares Inc. Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Eastern Virginia Bankshares Inc. and related companies with MarketBeat.com's FREE daily email newsletter.

Latest News

Leave a Reply