Guaranty Bancorp (NASDAQ: GBNK) is one of 311 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its peers? We will compare Guaranty Bancorp to related businesses based on the strength of its analyst recommendations, dividends, institutional ownership, profitability, earnings, risk and valuation.
This is a summary of recent ratings and target prices for Guaranty Bancorp and its peers, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Guaranty Bancorp Competitors||2114||8276||8408||329||2.36|
Guaranty Bancorp presently has a consensus price target of $29.13, indicating a potential upside of 5.91%. As a group, “Banks” companies have a potential downside of 1.67%. Given Guaranty Bancorp’s stronger consensus rating and higher possible upside, research analysts plainly believe Guaranty Bancorp is more favorable than its peers.
Valuation & Earnings
This table compares Guaranty Bancorp and its peers gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||NetIncome||Price/Earnings Ratio|
|Guaranty Bancorp||$119.11 million||$24.72 million||20.68|
|Guaranty Bancorp Competitors||$5.50 billion||$822.45 million||368.37|
Guaranty Bancorp’s peers have higher revenue and earnings than Guaranty Bancorp. Guaranty Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.
This table compares Guaranty Bancorp and its peers’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Guaranty Bancorp Competitors||18.77%||8.68%||0.94%|
Institutional and Insider Ownership
68.4% of Guaranty Bancorp shares are held by institutional investors. Comparatively, 51.7% of shares of all “Banks” companies are held by institutional investors. 8.4% of Guaranty Bancorp shares are held by company insiders. Comparatively, 10.5% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Volatility & Risk
Guaranty Bancorp has a beta of 0.94, suggesting that its stock price is 6% less volatile than the S&P 500. Comparatively, Guaranty Bancorp’s peers have a beta of 0.79, suggesting that their average stock price is 21% less volatile than the S&P 500.
Guaranty Bancorp pays an annual dividend of $0.50 per share and has a dividend yield of 1.8%. Guaranty Bancorp pays out 37.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 34.6% of their earnings in the form of a dividend. Guaranty Bancorp lags its peers as a dividend stock, given its lower dividend yield and higher payout ratio.
Guaranty Bancorp peers beat Guaranty Bancorp on 8 of the 15 factors compared.
About Guaranty Bancorp
Guaranty Bancorp is a bank holding company. The Company’s bank subsidiary is Guaranty Bank and Trust Company (the Bank). As of December 31, 2016, the Company operated 32 branches and two investment management firms, Private Capital Management LLC (PCM) and Cherry Hills Investment Advisors Inc. (CHIA), in Colorado through the Bank. The Bank provides banking and other financial services, including commercial and industrial loans, real estate loans, construction loans, consumer loans and agriculture loans across its targeted Colorado markets to consumers and small to medium-sized businesses, including the owners and employees of those businesses. Along with loans and depository services, the Bank also provides wealth management solutions, including trust and investment management services. The Bank’s commercial and industrial loan portfolio consists of operating loans secured by business assets.
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